Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease

If you’re self-employed, paid on commission, or run a business, you already know the frustration: you can have strong cash flow, great credit, and real assets—yet a traditional mortgage can still feel like a square peg in a round hole. That’s exactly why bank statement loans exist. They’re designed
Read MoreWhy didn’t double-digit growth in purchase apps lead to more home sales in 2025?
Purchase application data had its first positive year in many years in 2025, meaning we had more positive than negative week-to-week data, and most of the year was positive year over year in almost every weekly print. However, existing home sales will likely be only slightly higher in 2025 than in 2
Read MoreCompass, NWMLS clash over document production in antitrust suit

Compass and Northwest MLS (NWMLS) are currently locked in a dispute over the MLS’s production of documents during discovery in the Robert Reffkin-helmed firm’s antitrust lawsuit. Compass filed this lawsuit against NWMLS in late April 2025. The antitrust suit centers around NWMLS’s listing policy. A
Read MoreThe U.S. housing market in 2025: A year of normalization

After housing market cycles defined by extreme shortages, rapid price appreciation and frenetic buyer competition, this year delivered something closer to balance. Inventory climbed meaningfully, price growth flattened and homes took longer to sell — signs of a market settling into a more sustainabl
Read More
Categories
Recent Posts










