Every mortgage lender knows that declined loans represent marketing spend, staff time and operational resources that never convert into funded loans or revenue. Those losses add up quickly in a margin-sensitive environment. In Q3 2025, independent mortgage banks (IMBs) and mortgage subsidiaries of c

After failing to turn starter-home legislation into law, Arizona lawmakers are advancing two bills that would curb local control over design standards, homeowners associations and contractor licensing – a renewed attempt to chip away at costs amid the state’s housing shortage. Lawmakers are close to

Despite higher oil and gas prices, higher mortgage rates and no indication that the conflict in Iran is ending, existing home sales still posted another positive week. However, with every week that goes by with mortgage rates above 6.25% and heading higher, it gets harder to maintain that growth, an

Deltec Homes, an Asheville, North Carolina-based builder of prefabricated, round houses, says its designs can withstand the extreme wind loads associated with a Category 5 hurricane. CEO Meg Gore said the company’s circular footprint and roof system reduce pressure points that can lead to structural