Frost Bank is betting on 0% down mortgages in Texas

Frost Bank previously announced in 2023 that it was reentering the mortgage business after a multiyear buildup that included system development and pilot programs. Now, reporting from Dallas news outlet WFAA says that the Texas-based bank is coming back swinging with a new program for borrowers who
Read MoreManufactured housing is the homeownership solve we keep ignoring

“Most men appear never to have considered what a house is, and are actually though needlessly poor all their lives because they think that they must have such a one as their neighbors have.” — Henry David Thoreau, Walden. The National Association of Realtors (NAR) said on 3.24.2026 that from January
Read MoreWhy HousingWire’s new Mortgage Rankings matter for originators

The HousingWire Mortgage Rankings launched this week to give the housing industry a standardized, transaction-based view of origination activity across the country. The rankings are powered by InGenius data and they’re built on recorded mortgage transactions, not submissions or self-reported numbers
Read MoreHousing market demand is holding, but pricing gaps are breaking deals

Housing demand is still holding up on a year over year basis, even as mortgage rates sit at 6.64%, a level that has historically marked a key dividing line for demand. That is the backdrop Logan Mohtashami laid out in this week’s Housing Market Tracker, where he wrote that “we are at a key inflectio
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