Saluda Grade brushes off macro concerns to bet on home equity resilience

Alternative investment firm Saluda Grade doesn’t see the interest rate environment or the current signals of consumer financial stress taking the shine off home equity assets anytime soon. “What we’re focused on is 75% of homeowners today with a mortgage have a rate that is still out of the money —
Read MoreWhy hazard insurance is becoming a housing market constraint

The U.S. needs a new strategy to address the significant recovery costs following large-scale disasters Disasters such as fires, floods and tornadoes are striking a widening geographic area across our country, and their frequency appears to be rising. The cobbled-together framework of consumers’ ha
Read MoreHECM for Purchase has been grounded. Reverse mortgage pros are trying to give it wings

Home Equity Conversion Mortgages (HECMs) have long been the gold standard product set for reverse mortgage originators, but they became a minority share of the market earlier this year as proprietary loan volume exceeded HECM volume in the first quarter of 2026. While private-label reverse mortgages
Read MoreJessica Edgerton’s plan for CMLS amid MLS uncertainty

Jessica Edgerton is taking the reins of the Council of MLSs (CMLS) at a time when the industry is grappling with countless questions regarding its purpose, identity and future utility. And while this may cause some to high tail it in the opposite direction, Edgerton said this is exactly why she deci
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