What the ROAD to Housing Act means for agents, homebuyers

The 21st Century ROAD to Housing Act is now the law of the land after President Donald Trump allowed a constitutional deadline to pass without signing or vetoing the bipartisan legislation. Legislation — widely regarded as the most comprehensive federal housing package in decades — cleared the Senat
Read MoreFHFA moves to drop ‘reputational harm’ from consideration in counterparty suspensions

The Federal Housing Finance Agency (FHFA) wants to drop “reputational harm” as a basis for suspending firms and individuals that do business with Fannie Mae, Freddie Mac and the Federal Home Loan Banks. In a notice of proposed rulemaking published Monday in the Federal Register, the agency said remo
Read MoreBTIG: Higher rates to hit Q2 originations as nonbanks lean on MSR gains

Higher mortgage rates will weigh on second-quarter originations and third-quarter guidance for nonbank lenders, even as slower prepayments bolster servicing income, BTIG analysts said in a report issued Monday. Earnings season will start on Tuesday with Wells Fargo and JPMorgan Chase, giving investo
Read MoreWhy flexible private capital is becoming a builder growth strategy

Homebuilders are navigating a market where slower absorption, elevated costs and shifting buyer demand are testing even the most experienced operators. In that environment, capital is more than a funding source. It influences liquidity, production pace and long-term growth. For regional and mid-size
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