The state of US homeownership: Younger buyers hold the key
Today, the Census Bureau reported the homeownership rate at 65.7%. Are we becoming a renter nation like many people are saying? Let’s look at the data. Household formation Let’s first talk about household formation. I have a simple model (even more appropriate before Valentine’s Day). My American ho
Read MoreAltos founder Mike Simonsen on housing market trends and growth predictions

In this week’s episode of the RealTrending podcast, host Tracey Velt is joined by Altos Research founder and president Mike Simonsen to discuss expectations for the housing market and the impact of the Trump administration’s policies. This conversation has been edited for length and clarity. To star
Read MoreNew York bill would require reverse mortgage lenders to strengthen consumer disclosures

A bill introduced in January to the New York state Senate is seeking to bolster the disclosures that reverse mortgage lenders make to potential clients in an effort to broaden their understanding of the product, as well as the obligations that a borrower assumes when engaging with the industry. This
Read MoreEnforcement experts fear the wild west of a weaker CFPB

Scott Bessent, the new secretary of the Department of the Treasury under the Trump administration, made headlines twice on Monday — once for his appointment as acting director of the Consumer Financial Protecture Bureau (CFPB) and again for his order to CFPB staff to halt all bureau activities. Acco
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