Down payments have leveled off as the housing market cools
Down payments stayed largely unchanged in the third quarter of 2025 as homebuyers balanced high prices with slowing demand, according to Realtor.com’s newest Down Payment Report. The typical down payment was $30,400 — about $500 more than the previous quarter and roughly flat from a year earlier
Read MoreHomeownership dreams clash with retirement goals for Millennial investors

A new study from the Nationwide Retirement Institute found that 58% of Millennial investors feel they have to choose between homeownership and retirement security as housing prices continue to rise faster than wages. “Millennials are navigating their prime earnings years in a financial landscap
Read MoreIf there’s a national housing emergency, let’s be honest about what It really means

The Trump administration has hinted at declaring a national housing emergency. Treasury Secretary Scott Bessent floated the idea, and President Trump confirmed it is under consideration. A “federal emergency” sounds dramatic and grabs headlines. But here’s the reality: declaring one might ease f
Read MoreMBA forecasts $2.2T mortgage origination in 2026

The Mortgage Bankers Association (MBA) announced Sunday that it expects total single-family mortgage origination volume to increase to $2.2 trillion in 2026, up from $2.0 trillion expected in 2025. Speaking at its 2025 Annual Convention and Expo, Mike Fratantoni, chief economist and senior vice
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