Rising property taxes, insurance payments and growing delinquencies are eroding the promise of long-term stability in homeownership, according to a new blog from Cotality.The post revealed that across the country, more people are starting to fall behind on their mortgages due to the post-purchase co

I think about homeowner affordability a lot.  My job as a loan officer is to help people prep and plan to buy a house.  Making sure they can afford the house is a responsibility I take very seriously.  I am passionate about the American Dream and helping my clients reach their goals. There is a lot

The Trump administration announced Thursday that it has ended the major policy provisions of the Biden-era Property Appraisal and Valuation Equity (PAVE) task force, “effectively disbanding” a program that sought to eliminate racial bias in the appraisal process.The directive primarily applies to tw

“Marry the house, date the rate” is a phrase that was popularized during the post-pandemic era of rising mortgage rates. Lenders urged borrowers to focus on finding a house they were head over heels with and worry about their interest rate down the line.Borrowers who were accustomed to rates hoverin