With 65% of Americans owning a smart device, post-close data gaps are becoming a servicing and risk issue

Growth often adds staff, but more roles can increase coordination work and errors

Without a 10-year move above 6% and the spreads widening, the math does not support 9% — even with a hawkish Fed

California MBA CEO Paul Gigliotti explains how collaboration can turn disaster recovery policy into clearer resources and real paths forward for homeowners.