More than 43.5 million U.S. properties are at moderate or greater risk from hail damage, representing about $17.84 trillion in reconstruction cost value, according to Cotality’s 2026 Severe Convective Storm Risk Report released Tuesday. The report finds that hailstorms are emerging as one of the mos

Incentives have always driven mortgage lending. Loan officers originate loans. Lenders compete for production. Borrowers search for the lowest available rate. Regulators work to ensure fairness across the process. Over time, these competing forces produced a complex economic architecture designed to

The Trump administration on Friday issued a “comprehensive national legislative framework” regarding artificial intelligence (AI) policy, aimed at boosting U.S. innovation while protecting consumers, children and national security. The proposal outlines six broad priorities aimed at positioning the

Show of hands. Who among us has purchased a home to live in – any home, in any place, at any price – without feeling at some point like we were on an emotional roller coaster? Anybody? Buying a home is one of those acts few would call entirely rational. For most of us, it is a leap. A stretch. It’s