A new study from the Urban Institute concludes that the Federal Housing Administration (FHA) could offer zero-down payment mortgages to first-time homebuyers without significantly increasing default risk or endangering its insurance fund. “Allowing zero-down payment mortgages would level the playing

The conversation around artificial intelligence has reached a tipping point. For many professionals, the barrier is no longer skepticism. It’s saturation. AI is everywhere. Headlines, product demos, internal meetings and daily workflows. And yet, despite constant exposure, a large number of people r

High rates and low inventories have beleaguered homebuyers for far too long. At a time when they should be exhilarated at the prospect of making their homeownership dreams come true, many instead feel stressed out, frustrated and uncertain as they face sticker shock, rate volatility, bidding wars, n

The spring housing market came in with genuine momentum. Mortgage rates had moderated. Affordability was improving at the margins. Pent-up buyer demand was real. And running beneath all of it, quietly reshaping what buyers could actually afford, was the continued rise of homeowners insurance costs.