MISMO updates PaVS procurement dataset for UAD 3.6

MISMO, the real estate finance industry’s standards organization, released an update to its Property and Valuation Services (PaVS) Procurement Dataset Specification on Tuesday, aiming to modernize how valuation services are ordered across the mortgage ecosystem. The updated specification replaces le
Read MoreThe verification layer financial systems forgot to build

For decades, financial systems operated on a quiet assumption: most information entering the system was fundamentally real. Documents might arrive incomplete. Borrowers might omit details. Fraud existed at the margins. But lending infrastructure was built around a world where verification happened s
Read MoreJust don’t: Why AI-generated marketing content is a regulatory minefield for mortgage lenders

Marketers have long used endorsements and testimonials in their ads. Even though it goes by multiple names, this is a playbook dating back centuries. You have something to sell. You borrow the trust of a known personality. You sell more product. For years, influencer marketing and user-generated c
Read MoreMany older Americans stuck in homes that no longer fit

The nation’s housing shortage is often framed as a challenge for first-time buyers and growing families. But another group is increasingly feeling the impact — older homeowners who want to downsize yet find themselves with few practical options. Across the country, many seniors remain in large famil
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