VantageScore has released a pilot of its latest credit-scoring model, VantageScore 4 Plus, for banks, fintechs and government lenders. The new model combines alternate open banking data with traditional credit data, which it claims gives lenders a “substantial predictive lift of up to 10% compared t

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years.Last month, Freddie Mac announced a plan to begin purchasing single-family

This is an excerpt of a HousingWire Research report titled: What Everyone Needs to Know about Mortgage Rate Lock-in, by Altos President Mike Simonsen.In the 24 months beginning March 2022, the U.S. housing market saw dramatic changes in affordability as mortgage rates skyrocketed 500 basis points. A

Dark Matter Technologies, formerly Black Knight Origination Technologies, named Vikas Rao as its deputy chief product officer, the company announced on Tuesday.In his new capacity, Rao will directly report to chief product officer Stephanie Durflinger. His responsibilities will include overseeing en