Urban Institute: Zero-down FHA mortgages could expand first-time homeownership

Downpayment assistance programs are available to first-time homebuyers across the country in the form of more than 2,400 such offerings at the local and state levels, but they have not had an appreciable impact on the level of U.S. homeownership.This is why a zero-down Federal Housing Administration
Read MoreStates are making ADUs easier to build. Now it’s up to municipalities to follow suit.

The national housing shortage, the benefits of increased density, an ongoing shift in consumer tastes toward smaller homes closer to where the urban action is, and other factors have pushed state legislators to make it easier to build accessory dwelling units. In 2024 alone, Colorado, Arizona, Massa
Read MoreHousing market pauses for election
Inventory, new listings, sales, and prices all dipped this week. The autumn seasonal decline is upon us. The election took up a lot of peoples’ lives last week, and that obviously delayed some listing and sales activity, plus we’ve had spiking mortgage rates. It’s actually not uncommon for housing a
Read MoreDespite everything, NAR hasn’t lost many members (and its budget reflects that)

The headlines might suggest that National Association of Realtors (NAR) members are struggling to find common ground on many issues. But any hint of division was nowhere to be seen during Monday morning’s NAR Board of Directors meeting.According to NAR president Kevin Sears, 886 directors attended t
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