In a recent episode of “The Loan Officer Podcast,” co-hosts Dustin Owen and John Coleman explore upcoming trends and shifts in the mortgage and housing markets following the 2024 election. Their conversation dives into new trade policies, tariffs, constructions costs, labor and more.These questions

With relentlessly high mortgage rates and stubbornly high home prices, the mortgage payment on the median priced home in the U.S. is now back up above the 2023 and 2024 levels for the first time since August. Affordability is getting worse for homebuyers this fall. That does not bode well for home s

Life after the 2008 financial crisis hasn’t been kind to the appraisal industry. Stagnant pay and increasingly shorter turnaround times have prompted tens of thousands to leave the profession, and the presence of appraisal management companies (AMCs) has rankled industry veterans.The tension between

Ginnie Mae on Monday released a final term sheet for its new, complementary Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program referred to as “HMBS 2.0.”Ginnie Mae has been developing the final term sheet in consultation with reverse mortgage industry stakeholders and comments s