MortgageOne TPO integrates with ARIVE, launches Pathway CDFI

MortgageOne TPO, a wholesale mortgage lender and Department of the Treasury-certified Community Development Financial Institution (CDFI), has integrated with the ARIVE platform and launched Pathway, a flagship CDFI loan program aimed at borrowers underserved by traditional mortgage guidelines, the company announced.

The dual rollout is being led by MortgageOne TPO managing directors Rich Phillips and Lisa Kocsis, along with senior operations manager Cheri Faulk.

ARIVE is a loan origination system, point-of-sale platform and lender marketplace built for mortgage brokers. The integration gives brokers access to MortgageOne TPO’s full product set from within the ARIVE ecosystem, streamlining pricing, locking and pipeline management.

“Today is a defining moment for MortgageOne TPO,” Phillips and Kocsis said in the announcement. “With ARIVE, we’re meeting brokers inside the platform they already trust. With Pathway, we’re putting the strength of our CDFI status to work for borrowers who deserve another door to homeownership.”

MortgageOne TPO’s product menu on ARIVE includes non-QM, CDFI, down payment assistance, conventional, government and jumbo solutions. The company said the connection is designed to reduce operational friction and help brokers surface products that can serve a broader range of borrowers while keeping workflows inside a single system.

“Joining ARIVE is a strategic move for MortgageOne TPO,” Kocsis and Phillips said. “Our brokers expect speed, clarity and technology that works the way they work. Integrating with ARIVE allows us to deliver our full product mix within a system brokers already trust, while improving the overall submission and lock experience.”

From ARIVE’s perspective, adding a CDFI lender with a wide nonagency and specialty product mix can help brokers differentiate themselves a purchase market still constrained by affordability and inventory.

“ARIVE was built to empower brokers with flexibility and control,” said Harish Tejwani, CEO of ARIVE. “We’re excited to welcome MortgageOne TPO to the platform. Their broad product offerings and broker-focused approach align perfectly with our mission to simplify the wholesale lending experience.”

Launched alongside the ARIVE integration, Pathway is positioned as MortgageOne TPO’s flagship CDFI offering in the wholesale channel. Because MortgageOne TPO is a U.S. Treasury-certified CDFI, it can structure products aimed at borrowers who have difficulty qualifying under standard agency or non-QM rules, while still operating within CDFI and fair lending requirements.

The Pathway program is designed to expand financing access for borrowers underserved by traditional qualification standards, offering mortgages without income documentation, employment verification or debt-to-income requirements.

The program is available to borrowers with a minimum 620 credit score and supports loan amounts up to $2.5 million for home purchases, rate-and-term refinances and cash-out refinances.

The program is available exclusively through MortgageOne TPO’s wholesale channel. The company framed Pathway as a way for brokers to serve creditworthy borrowers whose financial profiles do not fit traditional documentation standards, such as self-employed borrowers, gig-economy workers or those with nontraditional income sources.

This article was generated using HousingWire Automation and reviewed by a HousingWire editor before publication. The system helps convert company announcements and industry data into HousingWire-style news coverage.